Mudarabah Fixed-Term Investment Account

This product is for customers who wish to invest a lump sum for a fixed period (from 3 months to 24 months) in exchange for a higher potential profit share. The longer the tenure and the larger the amount, the more favorable the profit-sharing terms become.

Product Features and Benefits

Funds are locked in for a fixed tenure (e.g., 3-12 months, 12-24 months)
Profit is paid out in full upon maturity;
Early withdrawal is permitted but results in a lower profit payout (based on the Saving Investment Account rate), with the difference transferred to charity;
The Bank may issue a Certificate of Deposit.